Fractional CFO Services

Financial Leadership.
Without the
Full-Time Cost.

Your business needs serious financial strategy. Beyond the PNL delivers the CFO-level thinking that drives decisions, manages risk, and builds long-term value.

Fractional.
CFO-level expertise, part-time cost
Retainer & Project
Flexible engagement models
Day 1
Clarity from the first conversation
The Real Problem

Most businesses are flying blind.

A bookkeeper tells you what happened. A fractional CFO tells you what it means and what to do about it.

  • No real visibility into cash flow until it's a crisis
  • Financial reports that no one understands or acts on
  • Pricing and margins set by feel, not data
  • Making growth decisions without a financial model
  • No one translating numbers into a business strategy
  • A full-time CFO hire that isn't justified yet

What changes with a fractional CFO:

  • Clear, forward-looking cash flow forecasting
  • Financial reporting that actually informs decisions
  • Margin analysis and pricing strategy grounded in data
  • A financial model built around your growth goals
  • A strategic partner who speaks both finance and business
  • CFO-level impact at a fraction of the full-time cost
What's Included

Core Services

Tailored financial leadership across the areas that move the needle most for your business.

📊

Financial Planning & Analysis

Budgeting, forecasting, and scenario modeling that connects your financials to your actual business strategy. Know what's coming before it arrives.

FP&A
💵

Cash Flow Management

13-week cash forecasts, working capital optimization, and the visibility you need to make confident decisions without running into liquidity surprises.

Cash Flow
📈

Financial Reporting

Monthly close, management reporting, and KPI dashboards designed for operators. Numbers your whole leadership team can actually use.

Reporting
🏗️

Financial Model Builds

Three-statement models, investment analysis, and pro forma projections built from scratch or rebuilt when your existing model no longer fits the business.

Modeling
🤝

Fundraising & Lender Prep

Investor-ready financials, debt package preparation, and the narrative to back it all up. Come to the table prepared and in control.

Capital Raising
🎯

Strategic Finance Advisory

M&A analysis, pricing strategy, margin improvement, and unit economics. The financial lens applied to your biggest business decisions.

Strategy
The Process

How It Works

Simple, direct, no drawn-out onboarding. Here's what to expect.

01

Discovery Call

30 minutes to understand your business, your financials, and what you actually need. No pitch decks. Just a real conversation.

02

Scope & Proposal

A clear proposal outlining the engagement structure, deliverables, and pricing. No ambiguity about what you're getting.

03

Financial Assessment

A deep dive into your current financials, systems, and reporting. Identify gaps, risks, and immediate opportunities.

04

Ongoing Partnership

Regular cadence of reporting, analysis, and strategic conversations. Embedded in your business, not watching from the sideline.

Engagement Options

Choose Your Model

Two ways to engage depending on what your business needs right now.

Project-Based

Fixed-scope engagements with clear deliverables. Best when you need a specific financial output without an ongoing commitment.

  • Financial model builds (3-statement)
  • Fundraising / debt package preparation
  • Budget and forecast builds
  • Acquisition or investment analysis
  • Financial systems and reporting overhaul
  • One-time strategic finance assessments
Discuss a Project
Who This Is For

Built for businesses that are serious about growth.

If you're past early-stage but not yet ready to justify a full-time CFO, this is the model that fits.

🏢

Real Estate Operators

Portfolio-level cash flow management, lender reporting, and deal analysis for investors managing multiple assets.

🚀

Growth-Stage Startups

Founders who need investor-grade financials, runway management, and a strategic finance partner as they scale.

🏪

Small Business Owners

Established businesses ready to move beyond bookkeeping and into real financial strategy and margin improvement.

🏦

Raising Capital

Any business preparing for a debt raise, equity round, or acquisition that needs clean, credible financial packages.

About

Beyond the numbers. Into the business.

Beyond the PNL was built on a simple conviction: most businesses have the financial data they need, but not the strategic lens to use it.

The name says it all. Profit and loss is the starting point, not the finish line. The real work is understanding what's driving the numbers, what the risks are, and what decisions you need to make today to put the business in the best position tomorrow.

Fractional CFO services bring executive-level financial leadership without the executive-level salary. That's the value proposition. And it works.

Deep experience across real estate, operating businesses, and growth-stage companies

Hands-on with lenders, investors, and board-level financial reporting

Practical, operator-focused — not academic or theoretical

The P&L tells you where you've been. A great CFO tells you where you're going and how to get there without running out of runway along the way.
Beyond the PNL Fractional CFO Services

Ready to get serious about your financials?

Start with a no-pressure 30-minute call. Leave with clarity on what your business actually needs.

Contact

Let's talk about your business.

Fill out the form and you'll hear back within one business day. Or reach out directly.